Item 01
Purchase purpose and property type
Be ready to explain whether the property is for a home, buy-to-let or another purpose, and the locations and home types you are considering.
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Buyer checklist · Finance
What to prepare before speaking to a mortgage adviser.
A prepared first conversation helps a regulated mortgage adviser understand the type of property and lending discussion you are considering. Solara can make an introduction; mortgage advice, eligibility and any lending decision sit with the regulated adviser and lender.
Use before your next step
A better-prepared conversation.
Item 02
Your likely budget and deposit
Have a realistic price range and a clear view of the funds you expect to contribute, including the currency in which they are held where relevant.
Item 03
Income and employment context
The adviser may need an outline of employed, self-employed, company or overseas income, plus the country or countries connected to your finances.
Item 04
Residency and nationality context
International and expat buyers can have different lending considerations. Be prepared to outline your residency position and where you are tax resident.
Item 05
Existing commitments
It is useful to have a high-level view of current mortgages, loans and regular financial commitments before the first conversation.
Item 06
Your desired timeline
Share whether you are researching, viewing, reserving or approaching exchange, so the adviser can frame the conversation appropriately.
Next step
Use the Mortgage services page to request an introduction. This checklist supports preparation only and is not financial or mortgage advice.
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